Cledwyn Fernandez is an Assistant Professor at the Goa Institute of Management in the General Management and Public Policy Area. He has a Ph.D. in Economics from XLRI, Jamshedpur. During his Ph.D. tenure he had an opportunity to work for the State Government of Jharkhand on drafting the 15th Finance Commission Report for the State of Jharkhand.
 
He has over 5 years of experience across both academia and policy. Prior to GIM, he was a Research Fellow at The Indian Council for Research on International Economic Relations (ICRIER), a public policy think tank working on issues around gender, labour, enterprise development, and multilateral development financing. During his tenure at ICRIER, he has worked on impactful projects around gender, labour markets, manufacturing enterprises, and development finance. He was closely involved in working with the Ministry of Finance during India’s G20 Presidency on Reforming Multilateral Development Banks, and with the Ministry of Electronics at Information Technology (MeitY). In addition, he has worked with grant organizations and funders including Asian Development Bank Institute (ADBI), Ford Foundation, Gates Foundation, and UNDP. 

He was also a Visiting Faculty at IMT Ghaziabad, teaching courses on Microeconomics, Macroeconomics, and Business Environment.  Previously, he has also taught at T.A. Pai Management Institute, Manipal (TAPMI), as an Assistant Professor in Economics. 

Research Interest

His research work broadly in the area of gender and development, labour markets, industrial economics, and financial inclusion. He has published several research papers in the area of international trade, financial inclusion. His publications are currently in international journals like Managerial and Decision Economics, Journal of Public Affairs, and World Economics. In addition, he has authored several policy briefs and has been a part of important technical reports for the Government of India. He has also authored several case studies in leading case houses, including Ivey Publishing, Case Centre, and Emerald Emerging Market Case Studies. Additionally, his work has been featured in leading print media, including Economic Times, The Hindu, The Mint etc. 

Teaching Interest
His teaching interest includes Managerial Economics, Macroeconomics, Economic Policy Analysis, and International Finance, and Business Environment, to name a few.

 

Journals

• Fernandez, C. (2023), Competition between postal and bank branches for household savings: Empirical evidence from India, Managerial and Decision Economics (ABDC: B)
• Ray, R., & Fernandez, C. (2019), Does India’s Growth Matter: Evidence from the SAARC Economies, Journal of Public Affairs (ABDC: B)
• Sharma, S., & Fernandez, C. (2018). Cash, Demonetisation, and the Informal Economy in India (2018). World Economics (ABDC: B) 

Cases

• Boppolige, A. & Fernandez, C., & Saggurti, S.  (2024), Beeyond Foods: creating a sweet honey revolution. Emerald Emerging Market Case Studies

• Fernandez, C. & Boppolige, A. (2023). Kayak Boy: An entrepreneurial venture in a Blue Ocean Industry. Emerald Emerging Market Case Studies

• Boppolige A. & Fernandez, C. (2021): Simple Energy: Launch Strategy for the Next Generation E-Scooter. Ivery Publishing.

• Fernandez, C. & Saggurti, S. (2021): The Journey of Life Craft: Resolving the Paradox of Passion. Case Centre
   

Technical Reports and Policy Briefs

• Fernandez, C. et al., (2025). “The State’s Narrative on Women’s Work in India”. UNDP India. Available here: Policy Brief
• Fernandez, C et al., (2024). “Synergies and Convergence in Schemes to Promote Women-led Development: The Karnataka Story”. UNDP India. Available here: Policy Brief
• Fernandez, C. (2024) (co-authored with multiple authors). “Estimating and Measurement of India’s Digital Economy”. Ministry of Electronics an Information Technology, Government of India. Available here: Report
• Fernandez, C. (2023) (co-authored with multiple authors). “Strengthening Multilateral Development Banks: The Triple Agenda”:Volume 1  and 2. Ministry of Finance, Government of India. Available here: Volume 1 and  Volume 2   

 Fernandez, C & Puri, H. (2023). “A Statistical Portrait of India’s Female Labour Force”. Asian Development Bank Institute. Available here: Policy Brief 

Media Articles

• India’s manufacturing shift: Capital intensity & workforce gaps. Economic Times. Read more: Article
• The state’s narrative on women’s work in India. Hindustan Times. Read more: Article
• Delhi’s gender budget: It’s decline and impact. The Hindu. Read more: Article
• Free bus schemes help, but rural India pays more to travel. The Hindu. Read more: Article
• Why are women missing from factory floors. The Hindu. Read more: Article
• Learn elderly care system from Kerala. Their population will double by 2050. The Print. Read more: Article     
• Digital Infrastructure is aiding women too unevenly. The Mint. Read more: Article
• Digital technology bridging gender gaps in labour markets. Hindustan Times. Read more: Article
• Delhi women earn 40% more than those in Mumbai and Kolkata. But very few are working. The Print. Read more: Article 

• XX International Conference on Public Policy and Management, IIM Bangalore, (2025)
• 18th Annual Conference on Economic Growth and Development, ISI Delhi, (2023)
• 14th Annual Conference on Economic Growth and Development, ISI Delhi (2018)
• Core: Ph.D Colloquium, IGIDR (2018)
• 3rd International Conference on Financial Markets & Corporate Finance, IIT Kanpur, (2018)